Can I Lose My House Due To At-Fault Car Accident In USA

Can I Lose My House Due To At-Fault Car Accident In the USA

It is possible to lose your house as a result of an at-fault car accident, but it is less common. 

If you are sued in civil court and a judgment is obtained against you, your assets, including your house, could potentially be seized to satisfy the judgment. However, there are certain protections available in most states that may prevent your home from being seized, such as homestead exemptions, which may provide a certain amount of protection for your primary residence.

In addition, your car insurance coverage may provide some protection if you are found liable for damages in an at-fault accident. Most auto insurance policies include liability coverage that can provide compensation to the victim(s) of an accident, up to the policy limits. If your liability coverage is not sufficient to cover the damages and you are sued for the remaining amount, there are other types of insurance coverage that can provide further protection, such as umbrella insurance. 

 It is important to note that the specific circumstances of your situation can vary, and there is no definite answer to whether or not you can lose your home due to an at-fault car accident. It is recommended that you speak with a lawyer or insurance professional for more information and guidance.